Together we protect
what matters to you

The Retail Mutual has specialised in providing cover to newsagents and convenience stores for more than 18 years. We understand your business and take pride in offering a portfolio of products that can be tailored to your individual needs.

Our cover solutions are carefully designed to protect you, your business, your home, your staff and your customers. Choose from Public Liability, Employer’s Liability, Stock Cover, Buildings Cover, Contents Cover, Fixtures and Fittings Cover, Shop Front Protection, Sign and Glass Protection, Loss of Licence Cover, Business Interruption Protection and Cover for Cash on the Premises.

As a busy retailer, keeping your shop open for business is vital, no matter what emergencies may occur. The Retail Mutual offers Business Interruption Cover of up to £500,000 as well as generous cover limits for liability, stock and buildings cover. We even include fixed glass cover as standard to minimise the financial impact of damage to your shopfront.

Business Cover for Newsagents and Convenience Stores

  • £10 million Employer’s Liability Cover
  • Business Interruption Cover £500,000 over 36 months
  • Accidental Damage and Fixed Glass Cover
  • Public Liability up to £5 million
  • Buildings Cover up to £5 million
  • No admin fees
  • No cancellation fees
  • Fast-and-easy claims service
  • Landlord and Home Cover also available

Not ready to renew? Let us know your renewal date and we’ll be in touch to offer you a quote at a time that is convenient to you.

Call for a quote today

0333 2121 280

We would definitely recommend the Mutual. We were given loss of earnings on three occasions when we asked, which kept the business solvent. Being closed for six weeks over the Christmas period, which is our peak trading time, could have been a financial disaster but the interim payments were a godsend.

Mr BaillieMember, The Retail Mutual

For over seven years, we’ve been introducing our customers to The NFRN Mutual’s high-quality service. The new brand of The Retail Mutual reflects their success in meeting the specific needs of independent retailers and we wish them every success as they expand their reach across the UK.

Jon BuntingManaging Director, Smiths News