Special Festive Offer! Take out Business Cover with The Retail Mutual and we’ll treat you with a £20 gift card*

Call now on 0333 2121 280 with reference FESTIVE20 for an immediate Business Cover quote.

*Terms and conditions apply, see them in full here.

It’s the season for late night shopping, festive treats and hot drinks, and with Christmas around the corner renewing your shop insurance may be the last thing on your mind. So why not let The Retail Mutual take care of your cover needs, and enjoy a little gift in return?

Take out Business Cover with The Retail Mutual and you could enjoy all these benefits:

  • £10 million Employers’ Liability cover
  • Public and Products Liability up to £5 million
  • Business Interruption cover £500,000 as standard (higher limits available)
  • Fixed glass and personal accident as standard
  • 50% increase in stock cover limit during November and December
  • Free Legal Expenses insurance
  • Interest-free payment options
  • No admin or cancellation fees
  • Fast-and-easy claims service

Call now on 0333 2121 280 with reference FESTIVE20 for an immediate Business Cover quote.

Renewal not due or want to request a call back? Register your details below and we’ll get in touch to arrange your Business Cover quote at a time that is right for you.

Business Insurance Renewal Date:

Best time of day for callback:



The Retail Mutual exists to protect retailers in their time of need.

*Terms and Conditions

About the offer

Take out Business Cover by Friday 20 December 2019 and you will receive a £20 shopping voucher as a festive thank you gift.

This offer is applicable to new quotes only, and only available to new Members of The Retail Mutual who take out Business Cover by Friday 20 December 2019. Quotes are valid for 30 days and can be accepted after Friday 20 December 2019 but will no longer be eligible for the festive gift offer.

This offer is available to new Business Cover Members only. Members who have been on cover with the Mutual for the same premises within the last year are not eligible for this offer.

The Reward

Within 30 to 60 days after cover starts Members will be sent a gift card for the reward value, which is non-negotiable and non-exchangeable. The offer will be invalid if cover is cancelled within 30 days of the cover start date. Only one £20 gift card will be issued per Business Cover taken out.

Qualification for the offer

  • This offer is applicable to new quotes only, and only available to new Members of The Retail Mutual who take out Business Cover by Friday 20 December 2019. Quotes are valid for 30 days and can be accepted after Friday 20 December 2019 but will no longer be eligible for the welcome gift offer.
  • To take out cover and claim your reward, call 0333 2120 014 quoting reference FESTIVE20. Alternatively register your details above and we will contact you. Cover must be taken out by Friday 20 December 2019 to receive the welcome gift offer.
  • This offer applies to the UK only
  • Minimum contributions apply
  • This offer is applicable to new quotes only. Quotes are valid for 30 days
  • Cover is subject to normal underwriting acceptance criteria
  • This offer is not available in conjunction with any other offer
  • No cash alternative will be offered
  • In the event of any dispute regarding these Terms and Conditions, The Retail Mutual’s decision is final and no correspondence or discussion shall be entered into
  • If you prefer not to receive marketing information from The Retail Mutual, you can change your preference at any time by calling 0333 2121 006 or emailing info@theretailmutual.com

Amendments to the offer

The Retail Mutual reserves the right to withdraw or amend the reward and structure of this offer at any time