Switch your Landlord Cover to The Retail Mutual and receive a £20 gift card with this exclusive Member offer*

Call now on 0333 2121 280 with reference LANDLORD£20GIFT to get an immediate quote for your landlord cover.

Not ready to renew? Register your details below and we’ll get in touch to arrange your Home Cover quote when your renewal is due.

Landlord Insurance Renewal Date:




As an independent retailer you may own a residential property above your shop. If you choose to rent this out, it’s best to have landlord cover which can provide protection for your buildings and contents. At The Retail Mutual we believe in supporting busy retailers and this includes protecting your rental property too. That’s why, as a valued business cover Member, we are offering you a £20 gift card when you switch your landlord cover to The Retail Mutual.

This offer is available to current Members of The Retail Mutual only as part of our continued commitment to providing a great value service to the very people who have helped to build our unique community. Terms and conditions apply*

Landlord cover benefits:

  • Buildings and contents cover
  • Accidental damage for fire, lighting, flood and storm damage is included as standard
  • Loss of rent cover
  • Public liability cover up to £2million
  • Flexible payment options
  • Discretionary – payments for non-valid claims
  • Dedicated UK-based call centre
  • No admin or cancellation fees
  • Fast-and-easy claims service

What our Members say:

“My landlord property unfortunately suffered fire damage but during my claim with The Retail Mutual everything went smoothly and I was very satisfied with the quality of the repairs to the damaged house. I was very pleased with the service provided at every stage.” – Mr Howard, Landlord Owner, Isle of Man

*Terms and Conditions

About the offer

Take out landlord cover with The Retail Mutual and you will receive a £20 Gift Card.

This offer is available to existing business cover Members only. Members who have been on cover with the Mutual for the same property address within the last year are not eligible for this offer.

The Reward

Within 30 to 60 days after cover starts the Member will be sent a gift card for the reward value, which is non-negotiable and non-exchangeable. The offer will be invalid if cover is cancelled within 30 days of the cover start date. Only one £20 gift card will be issued per landlord cover taken out.

Qualification for the offer

  • This offer is available to existing business cover Members of The Retail Mutual only who take out landlord cover between 1 May 2020 and 30 April 2021
  • To take out cover and claim your reward, call 0333 2121 280 quoting reference LANDLORD£20GIFT, or register your details above and we will contact you when your renewal is due
  • This offer applies to the UK only
  • Minimum contributions apply
  • This offer is applicable to new quotes only. Quotes are valid for 30 days
  • Cover is subject to normal underwriting acceptance criteria
  • No cash alternative will be offered
  • This offer is not available in conjunction with any other offer
  • In the event of any dispute regarding these Terms and Conditions, The Retail Mutual’s decision is final and no correspondence or discussion shall be entered into
  • If you prefer not to receive marketing information from The Retail Mutual, you can change your preference at any time by calling 0333 2121 006 or emailing info@theretailmutual.com

Amendments to the offer

The Retail Mutual reserves the right to withdraw or amend the reward and structure of this offer at any time.