Take out Business Cover with The Retail Mutual and receive a £20 gift card*

Call now on 0333 2120 014 with reference LOVE2SHOP20 for an immediate Business Cover quote.

The Retail Mutual has been supporting independent businesses for 20 years with an alternative to traditional insurance. When you take out cover with us, we will treat you to a £20 LOVE2SHOP gift card, redeemable at over 20,000 locations.

Your reward code is valid for up to 12 months. Your gift card will be issued between 30 and 60 days after you take out Business Cover with The Retail Mutual. Terms and conditions apply*


Take out Business Cover with The Retail Mutual and you could enjoy all these benefits:

  • £10 million Employers Liability cover
  • Public and Products Liability up to £5 million
  • Business Interruption cover £500,000 as standard (higher limits available)
  • Fixed glass and personal accident as standard
  • Legal Expenses insurance
  • Interest-free payment options
  • No admin or cancellation fees
  • Fast-and-easy claims service

Renewal not due? Register your details below for more offers, industry news, or for us to get in touch at a time that is right for you to arrange your Business Cover quote.

    Business Insurance Renewal Date:

    The Retail Mutual exists to protect independent businesses in their time of need.

    *Terms and Conditions

    About the offer

    Take out Business Cover with The Retail Mutual and you will receive a £20 Gift Card.

    This offer is available to new Business Cover Members only. Members who have been on cover with the Mutual for the same premises within the last year are not eligible for this offer.

    The Reward

    Within 30 to 60 days after cover starts Members will be sent a gift card for the reward value, which is non-negotiable and non-exchangeable. The offer will be invalid if cover is cancelled within 30 days of the cover start date. Only one £20 gift card will be issued per Business Cover taken out.

    Qualification for the offer

    • This offer is available to new Members of The Retail Mutual only who take out Business Cover between 12 September 2019 and 11 September 2020
    • To take out cover and claim your reward, call 0333 2120 014 quoting reference LOVE2SHOP20, cover must be taken out during the offer period, alternatively register your details above and we will contact you with any future offers and when your renewal is due
    • This offer applies to the UK only
    • Minimum contributions apply
    • This offer is applicable to new quotes only. Quotes are valid for 30 days
    • Cover is subject to normal underwriting acceptance criteria
    • This offer is not available in conjunction with any other offer
    • No cash alternative will be offered
    • In the event of any dispute regarding these Terms and Conditions, The Retail Mutual’s decision is final and no correspondence or discussion shall be entered into
    • If you prefer not to receive marketing information from The Retail Mutual, you can change your preference at any time by calling 0333 2121 006 or emailing [email protected]

    Amendments to the offer

    The Retail Mutual reserves the right to withdraw or amend the reward and structure of this offer at any time