Exclusive offer for NFRN Members – get a £20 gift card when you take out Business Cover with The Retail Mutual*

Call now on 0333 2127 263 with reference NFRNGIFT20 for an immediate Business Cover quote.

When you take out cover we will treat you to a £20 gift card, redeemable at over 20,000 locations across the UK.

Renewal not due? Register your details below and we’ll get in touch to arrange your Business Cover quote at a time that is right for you.

Business Insurance Renewal Date:

It’s not just the NFRN who are celebrating this year, 2019 marks our 20th anniversary and to celebrate we are offering NFRN members a £20 gift card when you take out Business Cover with The Retail Mutual.


Your reward code is valid for up to 12 months and your gift card will be issued between 30 and 60 days after you take out Business Cover with The Retail Mutual. Terms and conditions apply*


Take out Business Cover with The Retail Mutual and you could enjoy all these benefits:

  • £10 million Employers Liability cover
  • Public and Products Liability up to £5 million
  • Business Interruption cover £500,000 as standard (higher limits available)
  • Fixed glass and personal accident as standard
  • Free Legal Expenses insurance
  • Interest-free payment options
  • No admin or cancellation fees
  • Fast-and-easy claims service

The Retail Mutual exists to protect retailers in their time of need.

*Terms and Conditions

About the offer

Take out Business Cover with The Retail Mutual and you will receive a £20 Gift Card.

This offer is available to new Business Cover Members only. Members who have been on cover with the Mutual for the same premises within the last year are not eligible for this offer.

The Reward

Within 30 to 60 days after cover starts Members will be sent a gift card for the reward value, which is non-negotiable and non-exchangeable. The offer will be invalid if cover is cancelled within 30 days of the cover start date. Only one £20 gift card will be issued per Business Cover taken out.

Qualification for the offer

  • This offer is available to new Members of The Retail Mutual only who take out Business Cover between 1 May 2019 and 30 April 2020
  • To take out cover and claim your reward, call 0333 2127 263 quoting reference NFRNGIFT20, or register your details above and we will contact you when your renewal is due
  • This offer applies to the UK only
  • Minimum contributions apply
  • This offer is applicable to new quotes only. Quotes are valid for 30 days
  • Cover is subject to normal underwriting acceptance criteria
  • This offer is not available in conjunction with any other offer
  • No cash alternative will be offered
  • In the event of any dispute regarding these Terms and Conditions, The Retail Mutual’s decision is final and no correspondence or discussion shall be entered into
  • If you prefer not to receive marketing information from The Retail Mutual, you can change your preference at any time by calling 0333 2121 006 or emailing info@theretailmutual.com

Amendments to the offer

The Retail Mutual reserves the right to withdraw or amend the reward and structure of this offer at any time

The Nation Federation of Retail Newsagents is an introducer appointed representative of the NFRN Mutual Ltd.