The Retail Mutual Benefits
As official supporters of the Plunkett Foundation, we are delighted to offer all Foundation members a 10% discount on your Shop Cover when you join the Mutual, with continued discounted rates each time you renew.
- 10% discount for Plunkett Foundation members
- Business cover tailored to the needs of your community shop or pub
- Home and residential landlord cover also available at discounted rates
- Timely and sympathetic claims handling process
- No interest charges on monthly payments
- No admin or cancellation fees
Unique weekly payment option
Are you a news retailer? If your cooperative sells newspapers you can benefit from our exclusive weekly payment option directly via your news bill. Contact our sales team today to find out how.
Together we protect what matters to you
Specialist Protection for community shops and pubs
Run by retailers for retailers, we take a collective, member-owned approach to protecting your business, offering a popular alternative to conventional insurance.
Unlike buying a traditional insurance policy, when you join The Retail Mutual your contribution is pooled in a central pot which is used to cover the cost of Members’ claims in their time of need. We have no shareholders or dividends to pay, and any surplus is used for the continued benefit of the Membership.
The ethos of The Retail Mutual is not about generating profits, it is about passion, innovation and joining together for the benefit of our communities – values that echo those of the Plunkett Foundation and the communities and projects it supports.
Protection for your shop and your home
In addition to business cover, The Retail Mutual offers home and residential landlord cover, with Plunkett Foundation members benefiting from the same 10% discount on each cover they take out.
Terms and Conditions
We offer Plunkett members a 10% discount on our quote for their business, home and residential landlord cover, subject to normal underwriting criteria. Available to existing Plunkett members when taking out their first year’s cover, and annually on renewal for a minimum of two further terms. Members must remain a subscribed member of the Plunkett Foundation to be eligible for this discount. This offer is not available in conjunction with any other offer. The Retail Mutual reserves the right to withdraw, change or amend this offer at any time.