The Retail Mutual Benefits
As official supporters of the Plunkett Foundation, we are delighted to offer all Foundation members a 10% discount on your Business Cover when you join the Mutual and for your second year of cover too.
- 10% discount on business cover for Plunkett Foundation members for the first two years
- Business cover tailored to the needs of your community shop or pub
- Home and residential landlord cover also available at 10% discount for the first two years
- Timely and sympathetic claims handling process
- No interest charges on monthly payments
- No admin or cancellation fees
Unique weekly payment option
Are you a news retailer? If your cooperative sells newspapers you can benefit from our exclusive weekly payment option directly via your news bill. Contact our sales team today to find out how.
Plunkett is proud to collaborate with The Retail Mutual for the benefit of our members. Working closely with The Retail Mutual means we can offer our member community businesses cover that understands their specific needs and can be flexible to their requirements. We look forward to continuing our work together in the future.Harriet EnglishHead of Engagement Plunkett Foundation
Together we protect what matters to you
Specialist Protection for community shops and pubs
Run by retailers for retailers, we take a collective, member-owned approach to protecting your business, offering a popular alternative to traditional insurance.
Unlike buying a traditional insurance policy, when you join The Retail Mutual your contribution is pooled in a central pot which is used to cover the cost of Members’ claims in their time of need. We have no shareholders or dividends to pay, and any surplus is used for the continued benefit of the Membership.
The ethos of The Retail Mutual is not about generating profits, it is about passion, innovation and joining together for the benefit of our communities – values that echo those of the Plunkett Foundation and the communities and projects it supports.
Protection for your shop and your home
In addition to business cover, The Retail Mutual offers home and residential landlord cover, with Plunkett Foundation members benefiting from the same 10% discount on each cover they take out.
Terms and Conditions
We offer new Members of the Mutual who are also members of the Plunkett Foundation a 10% discount for the first two years of their business, home or residential landlord cover with us. The 10% discount is only available for the second year of cover if you are still a member of the Foundation when your cover renews. The discount is applied to the quote we give you for each of the two years. The quote for the second year may be higher than the first year, for example, if you have made a large claim or the risks affecting your business change, but you will still get a 10% discount if you are a member of the Foundation. This offer is not available in conjunction with any other offer. The Retail Mutual reserves the right to withdraw, change or amend this offer at any time.