Take out business cover with us and receive a £20 gift card*

*Terms & conditions apply. This offer is available to new business covers only. Members who have be on cover with The Mutual with the same premises within the last two years will not be eligible for this offer

Call us today on 0333 2121 280 to get a free no-obligation quote and see what our alternative to business insurance can offer you! When you purchase your business cover from us, use the code ONLINE20 to claim your
£20 gift card.

Terms and conditions apply, see them in full here.

Take out business
cover with us and you
could enjoy all these

  • £10 million employers’ liability cover
  • Public and products liability up to £5 million
  • Business interruption cover £500,000 as standard (higher limits available)
  • Fixed glass and accidental damage cover included as standard with buildings cover
  • 50% increase in stock cover limit during November and December
  • Legal expenses insurance
  • Interest-free payment options
  • No admin fees, no cancellation fees and no broker fees
  • Fast-and-easy claims service

We have a variety of business cover solutions perfectly moulded to fit with your business needs. We have been providing cover for independent retailers since 1999, which we feel has given us a good understanding of the demands of running a high street business. If you are looking to move from your current provider or just looking to be part of a mutual, why not ask us for a free no-obligation quote, you could be surprised how competitively priced we are.

Call us today on 0333 2121 280 with reference ONLINE20 for an immediate business cover quote, and to find out more about the benefits of switching to The Retail Mutual.

Insurance renewal not due yet or want to request a callback?

Register your details below and we’ll get in touch to arrange your business cover quote at a time that is right for you. All details provided will be used for the purpose of a quotation, please select your marketing preferences below.

Call now on 0333 2121 280 quoting ONLINE20 for an immediate business cover quote.

Terms and conditions apply, see them in full here.

*Terms & Conditions

About the offer

Take out business cover with The Retail Mutual and you will receive a £20 gift card. This offer is available to new business cover members only. Members who have been on cover with the Mutual for the same premises within the last two years are not eligible for this offer.

The reward

Within 30 to 60 days after cover starts members will be sent a gift card for the reward value, which is non-negotiable and non-exchangeable. The offer will be invalid if cover is cancelled within 30 days of the cover start date. Only one £20 gift card will be issued per business cover taken out.

Qualification for the offer

This offer is available to new members of The Retail Mutual only who take out business cover between 17 September 2020 and 16 September 2021.

To take out cover and claim your reward, call 0333 2120 014 quoting reference ONLINE20, or register your details above and we will contact you when your renewal is due.

The offer is exempt from the online quote and buy service for the following sectors: bakeries, restaurants, takeaways, fish and chip shop, cafes, coffee shops, delicatessen, patisserie and ice cream parlours.

This offer applies to the UK only.

Minimum contributions of £150 apply.

Cover is subject to normal underwriting acceptance criteria.

This offer is applicable to new quotes only. Quotes are valid for 30 days.

This offer is not available in conjunction with any other offer.

No cash alternative will be offered.

In the event of any dispute regarding these Terms and Conditions, The Retail Mutual’s decision is final, and no correspondence or discussion shall be entered into.

If you prefer not to receive marketing information from The Retail Mutual, you can change your preference at any time by calling 0333 2121 006 or emailing [email protected]

Offer – click here for more