The Retail Mutual provides an alternative to traditional insurance for shops and independent retailers, offering peace of mind and flexibility, 24 hours a day, 365 days a year.
Our business cover solutions are designed to give the best possible protection to the independent business owners on our high streets. Choose from: employer’s liability cover – a legal requirement if you have employees, casual workers or volunteers; protection for your premises, stock, cash or goods in transit; public liability cover to protect yourself if a claim is made against you; and business interruption cover to minimise your loss and costs of disruption in the event of the unexpected.
Mutual Benefits For Business Cover
As a Mutual we exist purely to protect independent retailers in times of crisis – we have no shareholders expecting dividends and we even have the discretion to pay claims that aren’t always covered. That’s what makes us different.
We’ve got your business covered
- Choice of cover options to suit your individual needs
- Fixed glass and accidental damage cover included as standard
- Employer’s liability cover up to £10 million
- Public and products liability cover up to £5 million
- Business interruption cover up to £500,000
- Interest-free payment plans
- No admin or cancellation fees
- No broker fees
- Fast and easy claims service
- Free legal expenses insurance
Did you know?
The Mutual Claims team have been extremely helpful. Many thanks for your very prompt assistance.Liz, a shop owner
Lots of our members now have multiple policies, myself included. Why would I want to go elsewhere?Naresh, Newsagent and Convenience Store Owner
Our recent experience of claims handling at The Retail Mutual was excellent.Peter, Newsagent