Residential Landlord Cover

Together we protect what matters to you

The Retail Mutual provides an alternative to conventional insurance, offering peace of mind and flexibility, 24 hours a day, 365 days a year.

Our residential landlord cover plans offer protection for your building and contents. Fire damage, lightning, flood and storm damage are all covered as standard. You can also choose from a range of options for protecting against liability claims, unpaid rent and accidental damage to your building, contents, fixtures or fittings.

If the unexpected happens, The Retail Mutual is by your side every step of the way. As a Mutual we exist purely for the benefit of our Members – we have no shareholders demanding dividends and we even have the discretion to pay claims that aren’t always covered. That’s what makes us different.

We’ve got you covered

  • Tailor your cover options to suit your individual needs
  • High levels of buildings and landlord contents cover as standard
  • Public liability up to £2 Million
  • Loss of rent cover
  • Interest-free payment plans
  • No admin fees
  • No cancellation fees
  • Fast and easy claims service

Landlord cover carefully made to measure

Create your cover – call
0333 2121 280
Click the button below to fill in our
quick-and-easy quote form

The Mutual Claims team have been extremely helpful. Many thanks for your very prompt assistance.

Liz, a shop owner

Lots of our members now have multiple policies, myself included. Why would I want to go elsewhere?

Naresh, Newsagent and Convenience Store Owner

Our recent experience of claims handling at The Retail Mutual was excellent.

Peter, Newsagent

Click below to view and download the cover wording and cover summary documents: