Members Making Members

Claim a £20 gift card every time you recommend The Retail Mutual.

We know you have been recommending us, we know this because many of our new Members tell us that we were recommended to them by an existing Member.

To show our appreciation we want to give you a £20 gift card to say thank you every time someone takes out business cover with us based on your recommendation.

In fact, we will also send a £20 gift card to the person you recommended us to – if they take out cover with us.

Claim a £20 gift card every time you recommend us to another business owner. Pass on your Membership Number and reference code MAKINGMEMBERS21 which they can use during the quotation process

So why not spread the word to your nearest and dearest, your friends, your family and other businesses owners? Whether they are retailers, shop owners, run a food and drink business, any independent business owner with bricks and mortar premises on or off the high street can ask The Retail Mutual for a quote for their business cover.

So go on, make yourself a nice little earner through our Members making Members scheme.

These gift cards can be used in a range of retail stores, so why not treat yourself and do something nice on us? Because you really didn’t have to recommend us, but you did. Thanks.

Only current Members of The Retail Mutual are eligible for this offer. And, if you’ve been recommended to us and are thinking of taking out cover, you will need to quote the reference code MAKINGMEMBERS21 and the verified Membership number of the person who recommended you so you can both claim your £20 gift cards.

Terms and conditions apply*

So, if you know someone who is looking for cover, or you have been sent to this page for more information, then make sure you have the Membership number to hand and give us a bell on 0333 2121 006 for a quote.

What you need to do:

Recommend us to someone

That persons calls us for a quote, they are delighted with what we offer and they take-out cover with The Retail Mutual

They will need to use the following reference, MAKINGMEMBERS21, to claim their gift card. They will also have to give us your Membership Number so we know to send you your gift card too

30 days after they become a Member, you and your friend will each be sent a £20 gift card so you can treat yourself and go shopping

We know you have been singing our praises and you probably already know some of the benefits of being a Member of The Retail Mutual, but here they are just in case you need them:

  • We don’t charge admin fees, cancellation fees or broker fees, so don’t worry if you need to make a change to your cover
  • Our dedicated UK-based call centre is on hand to deal with any quotes, questions or claims you may have
  • We are owned by our Members, not by shareholders
  • Join over 5,000 Members who are retailers, high-street service providers and catering business owners
  • We offer interest-free instalment options on payments – what we quote is what you pay
  • Gain access to our exclusive Members’ Area, jam packed full of useful, free, downloadable guides, articles, Member offers and other useful information

*Terms and Conditions

About the offer
Receive a £20 gift card when you recommend a fellow business owner to The Retail Mutual and they take out business cover with us.
The referrer must be a current Member of The Retail Mutual. The new Member must be able to confirm the Membership number of the person who referred them at the time of taking out business cover and meet The Retail Mutual’s criteria for Membership. They will also have to provide the reference code MAKINGMEMBERS21 at the time of quotation. The promotion ends on 31 January 2022.

The Reward
A £20 gift card will be sent to the referrer and the new Member 30 days after the start date. If the cover is cancelled within 30 days of the cover start date, the offer is invalid and neither party will receive a gift card.

Qualification for the offer

  • This offer is available to existing business cover Members of The Retail Mutual only who refer The Retail Mutual to another business owner who takes out business cover with us between 1 February 2021 and 31 January 2022.
    To qualify, the person looking to take out business cover with The Retail Mutual must provide reference code MAKINGMEMBERS21 and will have to also provide the referrer’s Membership number when they call 0333 2121 280
  • To qualify, the referrer must fill in their Membership number on the front of the voucher and give it to a fellow shop owner who should then call 0333 2121 280 for a quote, stating the referrer’s Membership number
  • This offer applies to the UK only
  • A minimum contribution of £150 applies
  • Cover is subject to normal underwriting acceptance criteria
  • This offer is applicable to new quotes only. Quotes are valid for 30 days
  • No cash alternative will be offered
  • This offer is not available in conjunction with any other offer
  • In the event of any dispute regarding these Terms and Conditions, The Retail Mutual’s decision is final and no correspondence or discussion shall be entered into
  • If you prefer not to receive marketing information from The Retail Mutual, you can change your preference at any time by calling 0333 2121 006 or emailing [email protected]
  • The Retail Mutual reserves the right to withdraw or amend the reward and structure of this offer at any time.