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Residential Landlord Cover

Together we protect what matters to you

The Retail Mutual provides an alternative to insurance products and services, offering peace of mind and flexibility, 24 hours a day, 365 days a year.

Our residential landlord cover offers protection for your buildings and contents. Fire damage, lightning, flood and storm damage are all covered as standard. You can also choose from a range of options for protecting against liability claims, unpaid rent and accidental damage to your building, contents, fixtures and fittings.

If the unexpected happens, The Retail Mutual is by your side every step of the way. As a Mutual we exist purely for the benefit of our Members – our customers. We have no shareholders expecting dividends and we even have the discretion to pay claims that aren’t always covered. That’s what makes us different.

We’ve got you covered

  • Tailor your cover options to suit your individual needs
  • High levels of buildings and landlord contents cover as standard
  • Public liability up to £2 million
  • Loss of rent cover
  • Interest-free payment plans
  • No admin fees
  • No cancellation fees
  • Fast and easy claims service

Create your cover

Call 0333 2121 280

Click the button below to fill in our quick-and-easy quote form

Landlord cover carefully made to measure

Did you know? The Retail Mutual offers business cover for a wide variety of retail trades from butchers and bakers to bookshops and bathroom specialists. Find out more about how our alternative to business insurance could help protect your business. Call 0333 2121 280 or click here to start your quote.

The Mutual Claims team have been extremely helpful. Many thanks for your very prompt assistance.

Liz, a shop owner

Lots of our members now have multiple policies, myself included. Why would I want to go elsewhere?

Naresh, Newsagent and Convenience Store Owner

Our recent experience of claims handling at The Retail Mutual was excellent.

Peter, Newsagent

Click below to view and download the cover wording and cover summary documents:

Opening times

Customer Service and General Enquiries

Customer Service - 0333 2121 006
8.30am to 5.30pm, Monday - Friday
Closed Weekends and Bank Holidays
General Enquiries01892 888 319
9am to 5pm, Monday - Friday
Closed Weekends and Bank Holidays

Claims Team

Claims - 0333 2121 008
9.00am to 5.30pm, Monday - Thursday
9.00am to 5.00pm, Friday
Out of hours - 01424 850 333

Special Offer
Business Cover Offer Stamp

Take out business cover with us and receive a £20 gift card*

Call us now on 0333 2121 280 quoting ONLINE20 for an immediate business cover quote

Find Out More